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  • Julien Ruffet

Younited raises €60 million and achieves unicorn status

Younited, which specialises in consumer credit, has raised €60 million to become the 28th unicorn in France. In this announcement on Thursday 8 December 2022, the start-up wants to dedicate its funds to the development of its solution in Europe.





A new unicorn has just hatched! The start-up Younited is taking on the precious status following a €60 million fundraising revealed on Thursday 8 December 2022. Specialising in instant credit or consumer credit, it is surrounded by investors Eurazeo, Crédit Mutuel Arkéa, Bpifrance and Goldman Sachs. This round of financing brings Younited's valuation to €1.1 billion. It becomes the 28th French unicorn.


Developing partnerships


Younited Credit was founded in 2009 by Charles Egly and Geoffroy Guigou before being officially launched in 2012. Since then, the two partners have financed €5 billion in credit across France, Italy, Spain, Germany and Portugal. Their mission is to simplify the credit sector, notably by offering amortising loans at a regulated fixed rate. The company has also obtained a B-Corp certification.


Since 2018, the company has developed a partnership channel. It allows merchants and financial institutions to use its technologies to deploy credit solutions. With this in mind, the start-up wants to develop this channel with this round of financing in order to expand it to the five European countries in which it is present. At the same time, Younited wants to continue to roll out its instant loans.


"While Younited's historical activity (instant credit) has been profitable since this year in all five of our countries, this new round of financing will allow us to continue to invest in our disruptive technology and data as well as in the deployment of our second activity (partnerships), which was recently launched," concludes Charles Egly, the company's co-founder.


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